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Thursday, July 2, 2015

IBotta! A New Way to Earn Living Simply!!

Lately I have been thinking that there has to be more ways for me to save money. Life is so expensive, and every single penny counts. I go to work, work my bum off, and then at the end of the week get my paycheck which is nearly spent in a matter of two hours buying groceries. This thought process led me to consider couponing, but I don't have time to sit and clip coupons for 2-3 hours so I went searching for a coupon app that I could install on my phone.

   My hope was that I would find an app that would allow me to collect all of my coupons in one place and then have the cashier at the store simply scan my phone. I did not find an app like this (and if you are talented and could create an app like this it would be a life saver!) However I did find Ibotta.

   Before downloading any app I always read the reviews. Sure the description of an app will be great because the creators want you to download their app, but does the app really work? That is why I see what others are saying first. The reviews were almost all good, and users were claiming to have actually received rebates for the every day items they purchased so I decided to give it a go.

   Grocery day was yesterday as well, and I was able to take the app for a spin. After buying my usual groceries I unloaded everything and then opened Ibotta to see what rebates they were offering. I happened to have needed milk and milk was one of the rebate items. It was a rebate for any brand bought at Walmart (or one of the MANY other stores listed on the app) so I scanned the barcode of the milk I purchased and snapped a picture of my receipt. That's it.... I received a $1.00 rebate for buying my milk which I would have purchased anyway, this $1.00 is just an added bonus and, in all reality brings the cost of my milk down to $2.48 instead of $3.48.

   Because I am a new member and I received my first rebate I also received a $1.50 bonus rebate simply for joining and getting a rebate...so my total so far (day 2) is $2.50 and it took me 2 minutes to complete the scanning process.

    What I like about Ibotta is that I can receive rebates on the items I would normally purchase anyway. I don't have to buy special items or special brands, they give rebates for any brands. Another bonus is that they even give rebates for fresh produce like tomatoes, onions, asparagus, cherries, bananas and other items. Therefore I am simply buying my weekly groceries and am able to use Ibotta to save or rather earn some of the money that I spent back. It's helping me keep more in my pocket!! Ibotta even gives rebates for buying beer and wine, I've never seen a rebate program do that!

   Because this is Living Simplistically and it is my goal to help you save and earn money I felt that Ibotta was worthy of being included on this blog. I do have to say I haven't "cashed out" yet, but I am confident that Ibotta is going to be my new favorite app for saving money.

So if you are hesitant and wondering if it's worth your time, IT IS!! Check it out! Save as much of your hard earned money that you can. You'll thank yourself later!

Join my Ibotta team and we can earn together: Ibotta

Tuesday, June 23, 2015

To The Food Stamp Receivers:

   Did you know that the annual cost to support the food stamps program is $69,800,000,000? That's $69.8 Billion dollars each year! Therefore, $69.8 Billion dollars worth of tax payer money is used to support those on food stamps.

   There are 41,170,732 Americans currently benefiting from the food stamp program. Over 41 million people are receiving some sort of help in paying for their food each year. This number only represents 14% of the population in the US. Therefore it takes 69.8 billion dollars to support this 14% of the population.

   In 2014 the average monthly benefit per household was $133.85. However the average merely represents what $69.8 billion spread somewhat evenly between 41+ million people would be. In reality this number looks a great deal different.

   There are clearly people who are unable to work who need help providing for themselves, this is undoubtedly true. However there are also many people who could work but have figured out that either they don't have to or that they "make" more money living off of the government than they would if they were to get a job. [This is a sad fact indeed.]

   Many others have found a way to work "under the table" and receive benefits. While this is considered fraud, the fact remains that many do not care, will never be caught, and are cheating the system. In cheating the system they are cheating not only those that actually NEED assistance but they are also cheating the hard working tax payers.

  A society that is unable to support itself will eventually and undoubtedly crash and burn. Those that are living on government assistance when it is not actually needed are slowly killing the system. Not only is it fraud but it is also thievery. The money the government doles out freely is not there for any person, it is there for the needy.

   It is not meant to be a way of life, it is meant to help one get back on their feet and support themselves. 

   If you are a person receiving assistance ask yourself:

 Do I truly need it or could I possibly be self sustaining?

Am I contributing to society to pay back the assistance I am receiving? 

Am I using my food stamps wisely? 

   When people who are not on government assistance go to the grocery store they are forced to budget and buy what is needed. Many people who receive food stamps use them not for nutritional food, but rather to buy candy, soda, and junk food. This is not a wise way to spend the free money you are given. There are also many who spend their food stamps on this junk and then in the same transaction use their cash to buy cigarettes, lottery tickets, and alcohol. If you have the money to buy these things why are you on government assistance? If you are one of these people truly ask yourself if you NEED to be on government assistance or if possibly you could be self sustaining if only you were to give up your bad habits.

   Good Examples of People In Need:

Single mothers or fathers trying to provide for their children.

Elderly retired individuals who do not make quite enough on their retirement.

Veterans

Disabled individuals*

*When referring to disabled individuals this means individuals who are ACTUALLY unable to work due to physical limitations or severe mental illness.

   In conclusion, the food stamp program is being taken serious advantage of by too many Americans. The money that is used to sustain this program could be put to better use. There could be more rigorous requirements in order to qualify for food stamps, including but not limited to an actual audit of the individual receiving benefits. It could be required that a social worker visit the recipients home and dig a little into their life to find out if they are honestly in need or if they are potentially screwing the system.

    Another requirement could be that limitations are put on what can be bought with food stamps. More nutritious limitations than is currently in place. Food stamps are meant to help provide families with nutritious and healthy life sustaining meals, not to provide candy and soda. Therefore it could be set up more like the WIC program where only certain items can be purchased.

   In the end there is much more than could be done to weed out the frauds and to provide the needy with better help than what is given today. There is much that could be done to save tax payers money as well.

  Please share, get the truth out there!

 Statistics provided by: http://www.statisticbrain.com/food-stamp-statistics/


Saturday, June 13, 2015

Men Can Be Such Douche Bags

   Oh, you're looking for a date. You're lonely and can't seem to find a woman who is interested in you? Maybe you need to take a long hard look in the mirror and find out what it is that stops those women from giving you a chance. 

   There are many reasons women turn the other way when it comes to men they will date. It could be looks, but most of the time it is a man's demeanor, his personality. A woman decides quickly whether or not a man is attractive, but attractiveness is not all that plays a role in whether or not that woman will make herself available to said man. The initial opinion of attractiveness can change.

   In the past it has been the popular belief that douche bags or rather jerks, a-holes, womanizers, men who think they are God's gift to woman were sought after. Ignore her and she'll go crazy for you. If this ever really was the situation, it is no longer true.

  A woman wants a man who will love her and ONLY her. She does not want to play second fiddle in your life. She wants to be front and center, your absolute and your everything. She does not want to be a bleep on the map where you stop to get coffee, instead she wants to be your final destination.

   It is man's first nature to think with his penis, this is not a turn on for women. In fact, women are completely turned off by this thinking nature. If you want to sleep with someone, fine but any woman worth keeping will not give it up the first night. If she is seriously interested in you, confident, and ready for a real relationship she will show herself respect by waiting and you should respect her wishes and not try to manipulate or force her into doing something that she doesn't really want to do.

  IF YOU ARE MARRIED:
   If you are a married man and you are out hitting on other women---> YOU ARE A DOUCHE BAG!

   Go home to your wife. Maybe if you paid as much attention to the woman you married as you do the other ladies in your life she would treat you right and you could be HAPPILY married.

   If you are no longer happy with your wife at least give her the respect of leaving before cheating... Talk it out, get a divorce, just don't cheat. Cheating leaves lasting scars and they are hard to heal.

   It doesn't matter if your flirting is harmless, would you flirt if your wife were standing next to you? If you wouldn't do it under her watch you probably shouldn't disrespect her and do it behind her back.

IF THE PERSON YOU ARE HITTING ON IS MARRIED---

   If the woman you are so adamantly hitting on is married ---> YOU ARE A DOUCHE BAG! 

   You are disgracing the sanctity of marriage, you are disrespecting the woman you are hitting on and making her VERY uncomfortable, and you are definitely disrespecting her husband.

   As a person of the male persuasion you should respect and set an example, not join in the "douch-i-ness".

   Now if you are interested in someone and neither of you are married, approach respectfully. Do not constantly hit on her. Do not constantly and so obviously throw yourself at her. Instead take it slow. Have intelligent conversations. After you have built somewhat of a friendship, invite her to dinner. Follow through with gentlemanly activities and behaviors.

ABOVE ALL ELSE GIVE UP YOUR DOUCHIE WAYS AND BE A GENTLEMEN!!

People will respect you for it.


Monday, May 18, 2015

Free America


If we allow one part of our constitution to change we can be sure that more of our freedoms will be taken away. Make a smart choice, vote to keep America great. America is not completely perfect, but limiting our rights and freedoms is not the way to make it better. It is freedom that makes our country great. The freedom to choose our religion without persecution, the freedom to use our voice and say what needs to be said, the freedom to protect ourselves and our families from any outside danger, and the freedom to love whomever we shall love. These and the other freedoms we are given are in danger and NEED to be protected.

#UseYourVoice spread the word! Get knowledge out there, don't let this voting season pass you by. Make sure that the people whom surround you are aware of their choices and what each candidate stands for.

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